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There are few business credit building companies out there, however, those that are out there are taking advantage of the lack of knowledge from the general public regarding business credit and how to get a business loan.DON’T LET THEM RIP YOU OFF!I’m going to try to show how to get unlimited capital for your business…Without risking your personal assets, lowering your personal credit score, or damaging your personal credit historyThese 8 Simple Questions will ensure Your Success Building Business Credit when looking for a Small Business LoanThere are simply too many people who hire business credit building companies that are not happy with the results. Before choosing another company, if you ask these 8 questions you will be assured that you will be working with a legitimate company who can help you build business credit and more importantly get the small business loan you seek. Getting that business loan is after all what you’re looking for, isn’t it?Why is it so important to work with knowledgeable advisor? Why can’t you do it on your own? The Fair Credit Reporting Act does not apply to the business credit bureaus; this means that if you make a mistake, skip a step, try and take a short cut, your business credit file can be “Red Flagged.” This means your company is prohibited from receiving credit and perhaps that elusive business loan.There is a proven step-by-step process that MUST be followed if you plan on properly building your business credit and getting working capital. If you don’t follow the proven process then you can be put into the “High Risk” category. When that happens, no lending institution will give you a cash advance or small business loan and there is nothing you can do to remove it.Make sure to choose a honest credit building company that has the knowledge, experience and proven systems to support you, before you decide whom you will work with, make sure to ask them these 8 vital questions.Question #1Will I be obtaining only trade credit or CASH credit?Be careful, there are a number of companies out there that will only help you obtain trade credit. Trade credit can only be used with the individual creditor, and nowhere else. This is great if you need $3000 of paper products, but is useless if you need payroll loans, inventory loans, or simply to cover business expenses or expand your company.And if it is CASH credit, will I always need to personally guarantee the application?”If the company says you will always have to personally guarantee all types of credit – then you are NOT receiving the full benefit of business credit. Keep in mind, the solution must introduce you to business funding services that will not require a personal guarantee, however these non traditional lenders will still be checking your personal credit and need your social security number. They do this to stay in banking compliance.Question #2:Will a trained coach show me, step by step, how to incorporate my business and build business credit with an eye to getting that merchant loan or business loan?My guess is that if you wanted to figure out the intricacies of incorporating your business, and building corporate credit on your own… you would have already done so. (I’ve done it. And believe me… this is NOT stuff you want to muddle through on your own.)So if you won’t be receiving step-by-step instructions supported by a trained credit coach, resulting in a predictable successful outcome, call another company. (I’ll spell out each step for securing business loans without traditional personal guarantees in crystal clear detail in a later article).Question #3:If I get stuck while I’m taking all those necessary steps, will I have to pay you hundreds or even thousands to help me figure it out?Many companies charge low fees up front and continue to tack on heavy, additional charges each time you call or write for help.Make sure they deliver everything you need to know to secure a bad credit business line of credit or high risk business loans, all without the traditional personal guarantee. Make sure you will have access to a dedicated coaching advisor and who places no limits on how often you can speak with them.Question #4:Will you have the ability to set up capital loans, and monitor the development of your business credit score with all major business credit agencies all within your coaching platform?Why work with an advisor who is trying to blindly lead you!Question #5:When companies promise to get you cash credit, ask them this pointed question: “What type of paperwork is required to get cash lines of credit?Beware of companies that say it is not required to furnish any financial statements, tax returns, business plans, bank statements, etc., to obtain a small business loan without a traditional personal guarantee. When it comes to getting approvals for cash advance without a traditional personal guarantee, you will need to show that your company is financially responsible and you do this by showing it earns revenue, pays its bills on time and has establish good business credit.If the company tells you that you can obtain this type of financing without providing any real documents, don’t bother working with them, they are not being honest.Think about it, is a lender really going to give you hundreds of thousand of dollars without a traditional personal guarantee without you having to show them that you are a “safe-risk?” Over time I will show you exactly what you need to do in order to become a safe risk and secure a small business loan.Question #6:How are your coaches paid?This is a really important question! How would you like to work with someone that could care less if you obtain the business loan you desperately need? Think about it!Question #7:When it comes time to apply for a business loan, are you going to pass me off from lender to lender?This is another very important question. Virtually every credit building company will, when it is time to apply for a business loan, pass you off to one lender to apply, and then tell you to go and apply at the next lender and so on. They literally end up sending you on a wild goose chase and just hope that one of the non traditional lenders can obtain capital loans for you. Does this sound like something a real business credit and financing expert would do?Question #8:What kind of a guarantee do you offer?”It’s critical to get the specifics about guarantees. Because most companies that offer guarantees or promise only that your corporation will get a 80+ Paydex score. While this is a start, it’s not good enough -If after completing your program, you should have:Corporate Compliance and documentation reviewD&B file and a D&B ratingD&B Paydex ScoreBusiness credit file with Corporate Experian with an intelliscoreBusiness credit file with business Equifax with the appropriate business credit score.Trade accounts and/or Vendor Accounts with and without a personal guarantee.A Business Credit that can be used to leverage financing opportunitiesThis is not, by any means, a comprehensive list of all the questions entrepreneurs should ask when it comes to building corporate credit. But if you address these costly and dangerous errors, you will be on your way to building a safe, secure, and financially sound business-the business you always dreamed of!Hopefully, these 8 questions will help ensure that you work with a credit building company that will be honest, upfront as well as help you successfully establish your business credit and leverage it into new small business loans and opportunities for your business.

If you’re new to gardening and are looking for an easy way to grow organic food, I have the perfect solution for you. In this article I will give you a real-life EzGro Garden review. This was the first hydroponic system my family ever used. We were complete novices when we purchased the EzGro garden. I have to admit, this system was what started our gardening journey. After several years of enjoying strawberry harvests we were hooked! If you’re ready to learn more about the EzGro garden, read on for some great information.What is the EzGro Garden?The EzGro Garden is a simple, low-maintenance hydroponic system. EzGro Gardens are very efficient systems that require minimal space and are very low maintenance. It might surprise you to know that hydroponic systems actually use less water than soil based gardens. It’s true though.EzGro offers two different types of systems: the outdoor hanging garden and the patio garden. If you’re ready to start growing healthy, organic food right on your patio you should consider an EzGro Garden. If we can do it, you can too!EzGro Patio GardenI don’t want to leave anything out in this EzGro garden review, so let me begin by telling you about the EzGro Patio Garden. The patio garden is a compact vertical garden designed to be used on your patio or deck. It stands 4 feet tall and can grow anywhere from 20-80 plants. When you purchase the garden patio kit you will get everything you need to start growing right away. All you need to buy are seeds! Once you fill the reservoir and set the timer, this system practically runs itself. It’s fully automated. All you need to do is check the reservoir tank every 10-14 days. You simply fill the reservoir with water and add nutrients, that’s it!The cool thing about the EzGro Patio Garden is that it can be used indoors as well. So you can avoid the harsh weather in the winter if you have a sunroom or sunny window with plenty of natural light. Once you purchase the EzGro garden you will be hooked for life, just like my family. This is a lifetime system. All you’ll need to purchase in years to come are additional nutrients and seeds for growing. How great is that?Included:* 5 Quad Pots, to grow 20 to 80 plants
* 5 gallon Reservoir Base & cover
* Irrigation Pump, tubing & timer
* Diffusion Cup
* Measuring Stick
* EzGro Nutrients, 3 part mix makes approx. 50gal
* EzGro Organic growing Medium
* Directions for useEzGro Hanging GardenThere EzGro Hanging Garden is a smaller option that can be hung from a tree, balcony, patio or anywhere you would hang a planter. The system holds 12 to 48 full sized plants, and comes complete with everything you need. If you want to grow strawberries, you may want to consider purchasing the hanging strawberry garden. It includes 25 strawberry plants. So you literally need nothing to start growing right away.Included:* 3 Quad Pots, to grow from 12 to 48 plants
* Diffusion Cup
* Chain Assembly
* EzGro Nutrients, 3 part mix makes approx. 50gal
* EzGro Organic growing Medium
* DirectionsI promise you will be impressed with the quality of these products. They make growing hydroponic veggies, fruit and herbs simple. It’s so EZ (easy) you will be impressed, and the guests who visit your home will love to see your lovely garden. These systems are not only a great investment, but they are a great focal point. A growing garden is a beautiful thing. Why not get your EzGro garden today? Impress your friends and family, impress yourself. Go ahead, what are you waiting for?

Styles change faster than the weather, making it really challenging for the average fashion diva to know which fashion trend to follow. Are the skirts long or short this season? Are we wearing the jeans with a bootcut, or are we going for the pencil style? And what about the tops to pair with the bottoms? It’s enough to drive the fashion conscious mad, but fortunately, there is a solution to this fashion trend dilemma. Whether you like to get your fashion news online or in print, there are plenty of resources to alert you to the latest and greatest so you can look “in” whenever you head out.Magazines Print magazines may seem a little passé in an electronic world, but these publications are still one of the best ways to find out which fashion trend is in and which are most definitely out. Pick up one or two at your supermarket check out the next time you are grocery shopping or browse the newsstand for some glossy selections. Many of the magazines that were popular a decade ago are still in “Vogue”, so you are sure to see some familiar titles out there.The Internet If you spend most of your day staring at a computer screen, there is no reason why you can’t do it wearing the latest fashion trend. There are plenty of fabulous websites that will keep you up to date on what the fashion latest trends look like. Once you find the styles you love, you can even grab your credit card and point and click your way to a fashion spree online! To ensure that you really are looking at a latest fashion trend online, check the website for a current date for the posting.The Television Maybe you don’t want to look like a desperate housewife, but you can certainly learn “What not to Wear” from your own television set. There are plenty of great fashion reviews on the tube that will give you the latest news on the newest fashion trend, including ideas for accessorizing and where to go in all the latest fashions. Hair and makeup trends will also be reflected on this international medium.Keeping up with the latest and greatest fashion trend might seem like more time than you have, but there are plenty of places that you can go to quickly and easily get all of the fashion news you need. Whether you prefer to curl up in front of the television or computer or with a favorite magazine, learning about fashion trends is as easy as an evening at home.