There are few business credit building companies out there, however, those that are out there are taking advantage of the lack of knowledge from the general public regarding business credit and how to get a business loan.DON’T LET THEM RIP YOU OFF!I’m going to try to show how to get unlimited capital for your business…Without risking your personal assets, lowering your personal credit score, or damaging your personal credit historyThese 8 Simple Questions will ensure Your Success Building Business Credit when looking for a Small Business LoanThere are simply too many people who hire business credit building companies that are not happy with the results. Before choosing another company, if you ask these 8 questions you will be assured that you will be working with a legitimate company who can help you build business credit and more importantly get the small business loan you seek. Getting that business loan is after all what you’re looking for, isn’t it?Why is it so important to work with knowledgeable advisor? Why can’t you do it on your own? The Fair Credit Reporting Act does not apply to the business credit bureaus; this means that if you make a mistake, skip a step, try and take a short cut, your business credit file can be “Red Flagged.” This means your company is prohibited from receiving credit and perhaps that elusive business loan.There is a proven step-by-step process that MUST be followed if you plan on properly building your business credit and getting working capital. If you don’t follow the proven process then you can be put into the “High Risk” category. When that happens, no lending institution will give you a cash advance or small business loan and there is nothing you can do to remove it.Make sure to choose a honest credit building company that has the knowledge, experience and proven systems to support you, before you decide whom you will work with, make sure to ask them these 8 vital questions.Question #1Will I be obtaining only trade credit or CASH credit?Be careful, there are a number of companies out there that will only help you obtain trade credit. Trade credit can only be used with the individual creditor, and nowhere else. This is great if you need $3000 of paper products, but is useless if you need payroll loans, inventory loans, or simply to cover business expenses or expand your company.And if it is CASH credit, will I always need to personally guarantee the application?”If the company says you will always have to personally guarantee all types of credit – then you are NOT receiving the full benefit of business credit. Keep in mind, the solution must introduce you to business funding services that will not require a personal guarantee, however these non traditional lenders will still be checking your personal credit and need your social security number. They do this to stay in banking compliance.Question #2:Will a trained coach show me, step by step, how to incorporate my business and build business credit with an eye to getting that merchant loan or business loan?My guess is that if you wanted to figure out the intricacies of incorporating your business, and building corporate credit on your own… you would have already done so. (I’ve done it. And believe me… this is NOT stuff you want to muddle through on your own.)So if you won’t be receiving step-by-step instructions supported by a trained credit coach, resulting in a predictable successful outcome, call another company. (I’ll spell out each step for securing business loans without traditional personal guarantees in crystal clear detail in a later article).Question #3:If I get stuck while I’m taking all those necessary steps, will I have to pay you hundreds or even thousands to help me figure it out?Many companies charge low fees up front and continue to tack on heavy, additional charges each time you call or write for help.Make sure they deliver everything you need to know to secure a bad credit business line of credit or high risk business loans, all without the traditional personal guarantee. Make sure you will have access to a dedicated coaching advisor and who places no limits on how often you can speak with them.Question #4:Will you have the ability to set up capital loans, and monitor the development of your business credit score with all major business credit agencies all within your coaching platform?Why work with an advisor who is trying to blindly lead you!Question #5:When companies promise to get you cash credit, ask them this pointed question: “What type of paperwork is required to get cash lines of credit?Beware of companies that say it is not required to furnish any financial statements, tax returns, business plans, bank statements, etc., to obtain a small business loan without a traditional personal guarantee. When it comes to getting approvals for cash advance without a traditional personal guarantee, you will need to show that your company is financially responsible and you do this by showing it earns revenue, pays its bills on time and has establish good business credit.If the company tells you that you can obtain this type of financing without providing any real documents, don’t bother working with them, they are not being honest.Think about it, is a lender really going to give you hundreds of thousand of dollars without a traditional personal guarantee without you having to show them that you are a “safe-risk?” Over time I will show you exactly what you need to do in order to become a safe risk and secure a small business loan.Question #6:How are your coaches paid?This is a really important question! How would you like to work with someone that could care less if you obtain the business loan you desperately need? Think about it!Question #7:When it comes time to apply for a business loan, are you going to pass me off from lender to lender?This is another very important question. Virtually every credit building company will, when it is time to apply for a business loan, pass you off to one lender to apply, and then tell you to go and apply at the next lender and so on. They literally end up sending you on a wild goose chase and just hope that one of the non traditional lenders can obtain capital loans for you. Does this sound like something a real business credit and financing expert would do?Question #8:What kind of a guarantee do you offer?”It’s critical to get the specifics about guarantees. Because most companies that offer guarantees or promise only that your corporation will get a 80+ Paydex score. While this is a start, it’s not good enough -If after completing your program, you should have:Corporate Compliance and documentation reviewD&B file and a D&B ratingD&B Paydex ScoreBusiness credit file with Corporate Experian with an intelliscoreBusiness credit file with business Equifax with the appropriate business credit score.Trade accounts and/or Vendor Accounts with and without a personal guarantee.A Business Credit that can be used to leverage financing opportunitiesThis is not, by any means, a comprehensive list of all the questions entrepreneurs should ask when it comes to building corporate credit. But if you address these costly and dangerous errors, you will be on your way to building a safe, secure, and financially sound business-the business you always dreamed of!Hopefully, these 8 questions will help ensure that you work with a credit building company that will be honest, upfront as well as help you successfully establish your business credit and leverage it into new small business loans and opportunities for your business.
Natural Skin Care – What Should I Use?
The largest organ of the body is the skin and it is just right for us to take good care of it. There is no better way to do it but to use natural skin care. Essential oils, flowers herbs and roots are the usual ingredients used in natural skin care mixed with pure water, oil, preservatives or natural soap.Natural skin care uses components derived from nature, without utilizing chemicals to maintain the reliability. Many people around the world usually create their own natural skin care products at home using botanically based elements. There may be tales about some ingredients but studies have shown that components like Chamomile have anti-inflammatory and healing properties. Numerous people make use of natural skin care formula for skin therapy at home. These days many skin care salons and spas focus in utilizing skin care products developed from natural components. A number of companies in the past decade have been making natural skin care products thoroughly accessible to the public.Skin is the most noticeable part of an individual and having healthy skin should be one of our main concerns. Research shows that skin types can actually change due to different health concerns, medical treatments and hormonal imbalances. This is very important to know so that it will be easy to find the natural skin care routine that is best for every skin products.So what is the best natural skin care? Here are some ideas to be of assistance in choosing the right natural skin care products for the diverse skin types.Normal skin is neither too dry nor too oily and free from discoloration and blemishes. With normal skin, it is best to use chamomile, soy, rosemary, grape seed, lavender, sweet almond oil, cypress and camphor for treatment.Dry skin is categorized if the skin is ashy, flaky and reduced of elasticity. The best treatment for dry skin are calendula, carrot seed, jasmine, rose hips, orange, avocado and rice bran. These herbal treatments are best for healthy skin improvement.Oily skin has signs of shine, enlarged pores and slickness. With oily skin, best natural skin care treatments are hazelnut, cedar wood, lemon grass, geranium, thyme, patchouli, peppermint, refined coconut oil and olive.Combination skin type is classified when there are parts of the face like the nose; chin and forehead are oily, while other parts like the jaw line and area close to hair have dry patches. Some of the best natural remedies with combination skin type are sweet orange, ylang-ylang, rosewood, jojoba and apricot.You can determine if you have an acne-prone skin when you have outsized pores that usually suffer blackheads, clogging, cyst, redness and whiteheads. For acne-prone skin, the best natural treatments are lime, mint, grapefruit, tea tree oil, basil, coriander, manuka, grape seed and hazelnut.Your skin is sensitive when it is usually prone to redness, rashes, irritation, and blemishes. Effective cures for this type of skin are almond, sesame, jasmine, rose, calendula, carrot and jojoba.There are many natural skin care remedies available but the most helpful natural skin care treatment for the different skin types is water. Hydration of the skin is very important. Taking enough water for hydrating is very necessary for skin health.
What We Have Here Is A Failure To Communicate
The results of this past election proved once again that the Democrats had a golden opportunity to capitalize on the failings of the Trump Presidency but, fell short of a nation wide mandate. A mandate to seize the gauntlet of the progressive movement that Senator Sanders through down a little over four years ago. The opportunities were there from the very beginning even before this pandemic struck. In their failing to educate the public of the consequences of continued Congressional gridlock, conservatism, and what National Economic Reform’s Ten Articles of Confederation would do led to the results that are playing out today.. More Congressional gridlock, more conservatism and more suffering of millions of Americans are the direct consequences of the Democrats failure to communicate and educate the public. Educate the public that a progressive agenda is necessary to pull the United States out of this Pandemic, and restore this nations health and vitality.
It was the DNC’s intent in this election to only focus on the Trump Administration. They failed to grasp the urgency of the times. They also failed to communicate with the public about the dire conditions millions have been and still are facing even before the Pandemic. The billions of dollars funneled into campaign coffers should have been used to educate the voting public that creating a unified coalition would bring sweeping reforms that are so desperately needed. The reality of what transpired in a year and a half of political campaigning those billions of dollars only created more animosity and division polarizing one extreme over another.
One can remember back in 1992 Ross Perot used his own funds to go on national TV to educate the public on the dire ramifications of not addressing our national debt. That same approach should have been used during this election cycle. By using the medium of television to communicate and educate the public is the most effective way in communicating and educating the public. Had the Biden campaign and the DNC used their resources in this way the results we ae seeing today would have not created the potential for more gridlock in our government. The opportunity was there to educate the public of safety protocols during the siege of this pandemic and how National Economic Reform’s Ten Articles of Confederation provides the necessary progressive reforms that will propel the United States out of the abyss of debt and restore our economy. Restoring our economy so that every American will have the means and the availability of financial and economic security.
The failure of the Democratic party since 2016 has been recruiting a Presidential Candidate who many felt was questionable and more conservative signals that the results of today has not met with the desired results the Democratic party wanted. Then again? By not fully communicating and not educating the public on the merits of a unified progressive platform has left the United States transfixed in our greatest divides since the Civil War. This writers support of Senator Bernie Sanders is well documented. Since 2015 he has laid the groundwork for progressive reforms. He also has the foundations on which these reforms can deliver the goods as they say. But, what did the DNC do, they purposely went out of their way to engineer a candidate who was more in tune with the status-quo of the DNC. They failed to communicate to the public in educating all of us on the ways our lives would be better served with a progressive agenda that was the benchmark of Senators Sanders Presidential campaign and his Our Revolution movement. And this is way there is still really no progress in creating a less toxic environment in Washington and around the country.