Fashion Trend Alert – Keeping Up With the Latest Styles

Styles change faster than the weather, making it really challenging for the average fashion diva to know which fashion trend to follow. Are the skirts long or short this season? Are we wearing the jeans with a bootcut, or are we going for the pencil style? And what about the tops to pair with the bottoms? It’s enough to drive the fashion conscious mad, but fortunately, there is a solution to this fashion trend dilemma. Whether you like to get your fashion news online or in print, there are plenty of resources to alert you to the latest and greatest so you can look “in” whenever you head out.Magazines Print magazines may seem a little passé in an electronic world, but these publications are still one of the best ways to find out which fashion trend is in and which are most definitely out. Pick up one or two at your supermarket check out the next time you are grocery shopping or browse the newsstand for some glossy selections. Many of the magazines that were popular a decade ago are still in “Vogue”, so you are sure to see some familiar titles out there.The Internet If you spend most of your day staring at a computer screen, there is no reason why you can’t do it wearing the latest fashion trend. There are plenty of fabulous websites that will keep you up to date on what the fashion latest trends look like. Once you find the styles you love, you can even grab your credit card and point and click your way to a fashion spree online! To ensure that you really are looking at a latest fashion trend online, check the website for a current date for the posting.The Television Maybe you don’t want to look like a desperate housewife, but you can certainly learn “What not to Wear” from your own television set. There are plenty of great fashion reviews on the tube that will give you the latest news on the newest fashion trend, including ideas for accessorizing and where to go in all the latest fashions. Hair and makeup trends will also be reflected on this international medium.Keeping up with the latest and greatest fashion trend might seem like more time than you have, but there are plenty of places that you can go to quickly and easily get all of the fashion news you need. Whether you prefer to curl up in front of the television or computer or with a favorite magazine, learning about fashion trends is as easy as an evening at home.

Buy Wholesale Clothes Before the Kid’s Clothing Stores Buy it All Up

It’s hard to clothe our children in ways we would like, especially since they grow up so fast. Sometimes you feel like you have to take out a small loan if you shop at the kid’s clothing stores in the mall. Even the clearance rack can feel overwhelming at times. This is why many families are starting to use wholesale children’s clothing websites for their clothing options. The product is still name brand clothes but for a fraction of the cost.The reason why many of these wholesale children’s clothing websites can offer the low prices is because they purchase the product from wholesalers or manufacturers who are going bankrupt or out of business. This means name brand clothing like Tommy Hilfiger, Nike, Carters, Calvin Klein and others suddenly become quite reasonable. These websites are doing their best to try to let the public know about the products they’re providing. They also market to kid’s clothing stores, but they will raise the price so they can increase their margins. So before the clothes are all bought up from a retailer, visit the wholesale website to buy your child’s upcoming wardrobe. You won’t be disappointed by what you find!Pros:
* Wholesale distributors are working to let the public know about their services.
* You can still get name brand clothing for a low price.
* By buying it before the retailer, you’ll be saving a ton of money.Cons:
* Items you want were bought by a retailer before you could hit purchase.
* There’s too many choices to pick from.
* You don’t know where to look for options.Stay ahead of the kid’s clothing stores by buying name brand wholesale children’s clothing for a small price. Your paycheck can then go to other areas of the monthly budget.

Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding

Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.

Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.

Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.

Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )

How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:

Debt / Loans

Asset Based Financing

Alternative Hybrid type solutions

Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas

If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).

Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.

The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.

Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.

We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.

Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.

If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.